:root{--navy:#0a2540;--navy2:#123f62;--ink:#102a43;--muted:#627d98;--bg:#f5f8fb;--card:#fff;--teal:#087f78;--teal2:#0f9f93;--mint:#e6f7f4;--line:#dce6ee;--red:#d45445;--amber:#f2a51a;--purple:#8066b0;--shadow:0 18px 55px rgba(10,37,64,.09);--shadow-soft:0 8px 28px rgba(10,37,64,.07)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.5}.wrap{width:min(1240px,calc(100% - 40px));margin:auto}a{color:inherit}.site-header{background:rgba(10,37,64,.97);color:#fff;position:sticky;top:0;z-index:50;backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.08)}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand-lockup{display:flex;align-items:center;gap:12px;text-decoration:none}.brand-mark{width:42px;height:42px;border-radius:13px;background:linear-gradient(145deg,var(--teal2),#66d2c5);display:grid;place-items:center;box-shadow:0 7px 20px rgba(15,159,147,.28)}.brand-mark span{font-size:1.25rem;font-weight:900;color:#fff}.brand{display:block;font-size:1.2rem;font-weight:900;letter-spacing:-.02em}.subbrand{display:block;font-size:.72rem;color:#b8ccdc;margin-top:1px}.main-nav{display:flex;align-items:center;gap:8px}.main-nav a{padding:9px 12px;border-radius:10px;text-decoration:none;font-size:.88rem;font-weight:750;color:#cbd9e5}.main-nav a:hover,.main-nav a.active{color:#fff;background:rgba(255,255,255,.08)}.main-nav .nav-cta{background:#fff;color:var(--navy);padding-inline:16px}.main-nav .nav-cta:hover{background:#eaf4f4;color:var(--navy)}
.hero-intro{background:radial-gradient(circle at 80% 20%,rgba(15,159,147,.26),transparent 28%),linear-gradient(135deg,var(--navy),#103b59 63%,#0b6d68);color:#fff;padding:58px 0 52px}.hero-intro-inner{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:end;gap:40px}.kicker,.section-kicker{display:inline-block;text-transform:uppercase;letter-spacing:.13em;font-size:.7rem;font-weight:900;color:#65d2c5}.hero-intro h1{max-width:760px;font-size:clamp(2.35rem,5vw,4.45rem);line-height:1.01;letter-spacing:-.045em;margin:12px 0 16px}.hero-intro h1 em{font-style:normal;color:#72ddd0}.hero-intro p{max-width:720px;margin:0;color:#c9dbe7;font-size:1.08rem}.trust-strip{display:flex;flex-direction:column;gap:9px;min-width:180px}.trust-strip span{font-size:.82rem;font-weight:750;padding:9px 13px;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.07);border-radius:999px;text-align:center}.trust-strip span:before{content:'✓';color:#72ddd0;margin-right:7px}
.tool-nav{display:flex;align-items:center;gap:8px;overflow-x:auto;padding:20px 0 4px;scrollbar-width:none}.tool-nav::-webkit-scrollbar{display:none}.tool-nav-label{font-size:.75rem;color:var(--muted);font-weight:800;margin-right:8px;white-space:nowrap}.tab{flex:0 0 auto;width:auto;border:1px solid var(--line);border-radius:999px;padding:10px 16px;background:#fff;color:var(--ink);font-weight:800;cursor:pointer;box-shadow:0 2px 8px rgba(10,37,64,.03)}.tab:hover{border-color:#a9c0cf}.tab.active{background:var(--teal);border-color:var(--teal);color:#fff;box-shadow:0 7px 20px rgba(8,127,120,.22)}.tool-panel{display:none}.tool-panel.active{display:block}.layout{display:grid;grid-template-columns:minmax(360px,.82fr) minmax(480px,1.18fr);gap:28px;padding:24px 0 30px}.card{background:var(--card);border:1px solid rgba(220,230,238,.9);border-radius:24px;box-shadow:var(--shadow-soft);padding:28px}.calculator-card{border-top:4px solid var(--teal)}.inputs{align-self:start;position:sticky;top:100px}.tool-title{font-size:clamp(1.7rem,3vw,2.45rem);line-height:1.08;letter-spacing:-.035em;margin:7px 0 9px}.card h2{font-size:1.13rem;margin:0 0 16px}.intro{margin:0 0 24px;color:var(--muted)}label{display:block;font-weight:800;font-size:.86rem;margin:16px 0 7px}input,select,button{font:inherit;width:100%;border:1px solid var(--line);border-radius:13px;padding:13px 14px;background:#fff;color:var(--ink)}input:focus,select:focus{outline:3px solid rgba(8,127,120,.14);border-color:var(--teal)}.money-input,.suffix-input{display:flex;align-items:center;border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden;transition:.2s}.money-input:focus-within,.suffix-input:focus-within{outline:3px solid rgba(8,127,120,.14);border-color:var(--teal)}.money-input span{font-size:1.3rem;font-weight:900;padding-left:15px}.money-input input,.suffix-input input{border:0;outline:0;font-weight:850;font-size:1.18rem}.suffix-input span{font-weight:850;padding-right:15px}.grid-two{display:grid;grid-template-columns:1fr 1fr;gap:12px}details{margin-top:20px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}summary{cursor:pointer;font-weight:850;padding:16px 0}.details-body{padding:0 0 18px}.hint{font-size:.79rem;color:var(--muted);margin:7px 0 0}.secondary{margin-top:18px;background:#eef4f7;font-weight:800;cursor:pointer;border-color:#e1e9ef}.secondary:hover{background:#e4edf2}.results{display:grid;gap:18px}.hero-result{background:radial-gradient(circle at 85% 20%,rgba(101,210,197,.28),transparent 29%),linear-gradient(145deg,var(--navy),var(--navy2));color:white;text-align:left;padding:34px 38px;min-height:205px;display:flex;flex-direction:column;justify-content:center}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.7rem;color:#91b5c9;font-weight:850}.hero-result strong{display:block;font-size:clamp(2.8rem,6vw,4.7rem);letter-spacing:-.045em;line-height:1;margin:13px 0 8px}.hero-result>span:not(.eyebrow){color:#c7d8e3}.effective{align-self:flex-start;display:inline-block;margin-top:18px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.1);padding:8px 12px;border-radius:999px;font-size:.8rem}.bar{display:flex;height:12px;border-radius:999px;overflow:hidden;background:#e9eef3;margin:5px 0 20px}.bar span{display:block;height:100%;transition:width .25s}.bar-takehome{background:var(--teal)}.bar-tax{background:var(--red)}.bar-ni{background:var(--amber)}.bar-other{background:var(--purple)}.rows>div{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid #edf2f5}.rows>div:last-child{border-bottom:0}.rows span{color:var(--muted)}.rows strong{white-space:nowrap}.rows .total{font-size:1.08rem;padding-top:16px}.rows .total span,.rows .total strong{color:var(--ink);font-weight:900}.comparison-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:12px}.comparison-grid>div{background:#f3f8fa;border:1px solid #e7eef3;border-radius:16px;padding:17px}.comparison-grid span,.comparison-grid small{display:block;color:var(--muted)}.comparison-grid strong{display:block;font-size:1.5rem;margin:5px 0}.offer-block{border:1px solid var(--line);border-radius:17px;padding:0 16px 16px;margin-top:16px}.offer-block h2{margin:0 -16px 4px;padding:13px 16px;background:#f3f8fa;border-radius:17px 17px 0 0}
.confidence-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding:8px 0 46px}.confidence-card{display:flex;gap:14px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;box-shadow:var(--shadow-soft)}.confidence-icon{flex:0 0 38px;width:38px;height:38px;border-radius:12px;background:var(--mint);color:var(--teal);display:grid;place-items:center;font-weight:900}.confidence-card h2{font-size:1rem;margin:0 0 6px}.confidence-card p{margin:0;color:var(--muted);font-size:.86rem}.insight-band{background:#eaf3f6;border-top:1px solid #dce8ee;border-bottom:1px solid #dce8ee;padding:46px 0}.insight-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px}.insight-grid article{padding:8px 0}.insight-grid h2{font-size:1.5rem;letter-spacing:-.02em;margin:8px 0}.insight-grid p{color:var(--muted)}.text-link{display:inline-block;width:auto;border:0;padding:0;background:none;color:var(--teal);font-weight:850;text-decoration:none;cursor:pointer;text-align:left}.partner-slot{margin-top:34px;margin-bottom:34px;border:1px dashed #b7c9d5;border-radius:18px;min-height:78px;display:flex;align-items:center;justify-content:center;gap:14px;color:#829ab1;background:#f8fbfc;padding:18px}.partner-slot span{text-transform:uppercase;letter-spacing:.12em;font-size:.68rem;font-weight:900}.partner-slot p{margin:0;font-size:.82rem}.site-footer{background:var(--navy);color:#fff;padding:46px 0 0}.footer-grid{display:grid;grid-template-columns:1.6fr .7fr .7fr 1fr;gap:40px}.footer-grid>div{display:flex;flex-direction:column;align-items:flex-start;gap:9px}.footer-brand{font-size:1.25rem;font-weight:900}.footer-grid p{margin:0;color:#9db5c6}.footer-grid strong{font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;color:#7bd8cd}.footer-grid a,.footer-grid span{color:#c8d7e2;text-decoration:none;font-size:.86rem}.footer-grid a:hover{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:34px;padding:18px 0 24px;color:#8fa8ba;font-size:.76rem}.small-print{font-size:.78rem}
.content-page{padding:46px 0 60px}.content-page .card{max-width:900px;margin:0 auto 20px}.content-page h1{font-size:clamp(2rem,5vw,3.4rem);letter-spacing:-.04em;margin:0 0 16px}.content-page h2{margin-top:26px}.content-page p,.content-page li{color:#486581}.notice{border-left:4px solid var(--teal);background:var(--mint);padding:14px 16px;border-radius:10px}.guide-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.guide-grid .card{margin:0}.button-link{display:inline-block;background:var(--teal);color:white;text-decoration:none;font-weight:850;padding:12px 17px;border-radius:12px}.contact-form{display:grid;gap:12px}.contact-form textarea{min-height:140px;resize:vertical;font:inherit;border:1px solid var(--line);border-radius:12px;padding:13px 14px}
@media(max-width:900px){.hero-intro-inner{grid-template-columns:1fr}.trust-strip{flex-direction:row;flex-wrap:wrap}.layout{grid-template-columns:1fr}.inputs{position:static}.confidence-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.insight-grid{gap:30px}.tool-nav{position:sticky;top:76px;z-index:20;background:rgba(245,248,251,.96);backdrop-filter:blur(12px);padding-bottom:13px}}
@media(max-width:680px){.wrap{width:min(100% - 24px,1240px)}.header-inner{min-height:68px}.subbrand{display:none}.brand-mark{width:36px;height:36px}.main-nav a:not(.nav-cta){display:none}.hero-intro{padding:38px 0}.hero-intro h1{font-size:2.55rem}.trust-strip{display:none}.tool-nav-label{display:none}.layout{padding-top:16px;gap:16px}.card{padding:20px;border-radius:19px}.grid-two,.comparison-grid,.insight-grid,.guide-grid{grid-template-columns:1fr}.hero-result{padding:28px 22px;min-height:180px}.hero-result strong{font-size:3rem}.footer-grid{grid-template-columns:1fr}.partner-slot{align-items:flex-start;flex-direction:column}.tool-nav{top:68px}.confidence-grid{padding-bottom:28px}.insight-band{padding:34px 0}}

.guide-page{max-width:900px;margin:0 auto;padding:70px 28px 90px}.guide-page.wide{max-width:1120px}.guide-page h1{font-size:clamp(2.4rem,6vw,4.8rem);line-height:.98;margin:10px 0 22px}.guide-lead{font-size:1.25rem;line-height:1.7;color:#526d89;max-width:780px}.salary-summary{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:38px 0}.salary-summary div{background:#fff;border:1px solid #dbe5ee;border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:6px}.salary-summary span{color:#607a94}.salary-summary strong{font-size:1.55rem}.salary-summary .highlight{background:#103b5b;color:white}.salary-summary .highlight span,.salary-summary .highlight small{color:#cde7f1}.guide-copy{background:#fff;border:1px solid #dbe5ee;border-radius:22px;padding:32px;margin-top:28px}.guide-copy h2{margin-top:28px}.guide-copy p{line-height:1.75;color:#526d89}.guide-button{display:inline-block;background:#078b7c;color:#fff!important;padding:13px 18px;border-radius:12px;font-weight:800;text-decoration:none}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:38px}.guide-card{display:block;background:#fff;border:1px solid #dbe5ee;border-radius:18px;padding:22px;text-decoration:none;color:#102f4b;box-shadow:0 8px 24px rgba(16,47,75,.05)}.guide-card span{font-size:.75rem;font-weight:800;color:#078b7c;text-transform:uppercase;letter-spacing:.08em}.guide-card h2{font-size:1.15rem}.guide-card p{color:#607a94;line-height:1.5}@media(max-width:760px){.guide-grid,.salary-summary{grid-template-columns:1fr}.guide-page{padding:42px 18px 70px}}